Sazima Appraisals can do FHA appraisals

We are happy to say that Sazima Appraisals is an FHA-certified appraisal firm in TX. If you have an FHA-secured loan, be sure to call Sazima Appraisals, as we are approved and certified to perform FHA reports. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Sazima Appraisals is well-trained on how to work in accordance with the rules and regulations provided.

If your house loan is FHA approved, that means that it has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the mortgage is insured in case the borrower doesn't pay their loan. Low-income and moderate-income borrowers benefit from an FHA-insured financial transaction; the point of the Federal Housing Administration is to cooperate with credit-worthy consumers to meet expectations and qualifications for lenders that they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Buyers with lesser income or less starting money to put down on a financial transaction are assisted the most from FHA loan programs.